You take care of business. We’ll take care of the rest.

Welcome to Covered by Joe, an insurance agency for small businesses, farms, and families.

We believe your insurance policy should be more than just a bill you pay each month. It should be tailored to your world, evolve with your needs, and show up when you’re having a really bad day.

This is why we don’t just quote insurance, we take the time to make sure you have the coverage you need, before you need it.

We’ve Got You Covered

Business & Farm Insurance

We understand how important your business is to you, because we’re a small business too. We also know, your farm isn’t just animals & land, it’s your way of life. We take the time to get to know what you do, so we can build a policy that protects you while you do it.

Home & Auto Insurance

Your family makes your house a home, your car is unique to your lifestyle, and your toys get more expensive the older you get. No matter what life throws at you, we’ll be there to help you get back on your feet.

Life Insurance & Annuities

Does someone rely on you? Do you have any money?

If the answer is yes, then we really should talk. This is the stuff you don’t think you need - until you do.

We’re Here For You

Who we are

We know there is nothing standard about your small business, farm, or family. That’s why we don’t try and fit you into a pre-packaged policy. Instead we design an insurance plan to fit you. Protecting you you, starts with knowing you. This isn’t just our philosophy, it’s why we got started in the first place.

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